Germany

Saarland salary calculator 2026

Estimate your 2026 net salary in Saarland after wage tax, solidarity surcharge, social insurance and, if it applies to you, church tax at the Saarland rate.

VerifiedTax year 2026· Rules last checked 2026-10-11· Amounts in EUR

Your pay

Gross pay (EUR)

Before tax and deductions.

Paid

Tax class (Steuerklasse)

Your wage tax class. Single people are usually in class I; married couples choose III/V or IV/IV.

Children (for long-term care insurance)

People aged 23 or over without children pay a surcharge. From the second child under 25, the rate is reduced.

More options

Child allowances (Kinderfreibeträge)

The number shown on your wage tax details, for example 1.0 or 0.5 per child. It lowers the solidarity surcharge and church tax, not the wage tax itself.

Health insurer additional contribution (%)

Each health insurer sets its own rate. The default is the 2026 average of 2.9%; you pay half of it.

I pay church tax

Members of a tax-collecting religious community pay 8% of wage tax in Bavaria and Baden-Württemberg and 9% elsewhere.

What is specific to Saarland

Wage tax and the solidarity surcharge are set nationally, so they are the same in Saarland as in the rest of Germany.

Church tax in Saarland is 9% of your wage tax if you belong to a tax-collecting religious community.

Long-term care insurance in Saarland uses the standard employee rate of 1.8%.

How German pay is taxed in 2026

Your employer withholds wage tax (Lohnsteuer) from every payslip. It depends on your tax class and is calculated on your pay after standard allowances; the first €12,348 of taxable income is tax-free. A 5.5% solidarity surcharge is added only when your annual wage tax exceeds €20,350.

This calculator shows the wage tax withheld over the year. If you file a tax return, your final income tax can be lower or higher.

Social insurance contributions

Employees and employers share four social insurance contributions. The employee shares are shown below; contributions stop at the annual ceilings.

Employee social insurance contributions, 2026
Insurance	Employee rate	Applies up to
Pension	9.3%	€101,400
Unemployment	1.3%	€101,400
Health	7.3% + half of your insurer's additional rate	€69,750
Long-term care	1.8% (+0.6% if childless and 23 or older)	€69,750

Common questions

Which tax class should I choose?: Single employees are in class I and single parents in class II. Married couples choose between IV/IV and III/V. Class VI applies to a second job. The class changes how much is withheld during the year, not the couple's final tax.
What is the additional health insurance contribution?: Each statutory health insurer charges its own additional rate on top of the general 14.6%. You pay half of it. The calculator starts with the 2026 average of 2.9%; replace it with your insurer's rate.
Is privately insured pay covered?: No. The calculator assumes statutory health and long-term care insurance. Private insurance changes both the contributions and the wage tax.

Read how we calculate and verify results in our methodology, or see every official source on the tax sources page.